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Risk Bits


Paying Attention to Climate Change
At a recent major underwriting conference, the agenda included discussion of the increased trend in mortality associated with heat waves....

PPI
Apr 303 min read


Separation of Owner and Beneficiary in Corporate Context – Who is Paying the Premium?
There are many reasons in the corporate context to have one company (a holding company or a sister company) own the life insurance policy...

PPI
Apr 302 min read


A Second Cup or More? The Caffeine Question
In this space, we recently posited whether any amount of alcohol use promotes health . The current thinking says no. But what about...

PPI
Apr 303 min read


Having a Drink: Is One Too Many?
Having a drink, taking a shot, chugging a brew are familiar synonyms for alcohol consumption. This is neither new nor regional. Humankind...

PPI
Apr 302 min read


Obstructive Sleep Apnea: Sleep Well, Breathe Easy
In the 1830’s, the English novelist Charles Dickens published a series of stories called “The Pickwick Papers”. One character, the...

PPI
Apr 303 min read


ChatGPT and Underwriting: Can We Chat?
The incentive to improve and innovate has been around for as long as the business world itself. The American engineer, Frederick Taylor,...

PPI
Apr 302 min read


Melanoma: Through Thick and Thin
Melanoma is the deadliest form of skin cancer. About 9,000 Canadians are diagnosed annually causing approximately 1,200 deaths per year...

PPI
Apr 303 min read


The Gender Risk: What’s the Difference?
When primitive men and women discovered fire, it changed their very existence. Food and shelters could be heated, not to mention...

PPI
Apr 303 min read


Transferring the Family Business – The Landscape is Changing
An article by PPI’s Planning Services team, a group of lawyers, accountants and actuaries who provide tax and estate planning support to...

PPI
Apr 306 min read


Cryptocurrency and Financial Underwriting: Friend and Foe?
“The following article references an opinion and is for information purposes only. It is not intended to be investment advice. Seek a...

PPI
Apr 303 min read


Healthy Forgetting: Remember This
Underwriters see an unprecedented number of cases of suspected or confirmed cognitive decline, the inevitable result of our aging...

PPI
Apr 302 min read
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